Free guides • UK home affordability
Helpful guides for real-life affordability
These guides are here to do the bit most calculators miss: turn a headline house price into something more realistic. That means looking at commuting, council tax, monthly costs and the wider day-to-day picture.
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Start with whichever question feels most relevant right now.
Affordability basics
How much house can I really afford in the UK?
Why borrowing power and comfortable affordability are not the same thing — and what to look at instead.
Read guide → Hidden costsWhat do people forget when buying a house in the UK?
The costs that regularly catch people out after the move, from commuting to maintenance and council tax.
Read guide → CommutingHow much does commuting to London really cost?
Why cheaper house prices further out do not always lead to a better monthly position.
Read guide → Income planningIs £100k enough to buy a house in the UK?
A realistic look at how salary, deposit, location and monthly costs all work together.
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