See what you're ABLE to afford – not just what you can borrow.
ABLE Index™ introduces a new affordability framework that looks beyond traditional mortgage calculators by combining the four factors that shape everyday living costs: Affordability, Budget, Location, and Environment. The result is a clearer, more realistic picture of whether a lifestyle — not just a mortgage — is truly sustainable.
Free tool — no sign-up required. UK-focused. Designed for real-life budgets — not just borrowing limits.
Start with a quick ABLE check
Pick a tool below. If you're not sure, start with the affordability check — it’s the one that brings everything together.
Tip: swipe sideways to see all cards.
Explore our guides
Helpful reads on real-life affordability, hidden housing costs and how to compare areas more clearly.
How much house can I really afford in the UK?
Look beyond borrowing power and understand what a move could actually feel like month to month.
Read guide → Hidden costsWhat do people forget when buying a house in the UK?
The hidden costs that often only become obvious after you have already moved in.
Read guide → CommutingHow much does commuting to London really cost?
Why cheaper house prices further out do not always lead to a better monthly position.
Read guide → Income planningIs £100k enough to buy a house in the UK?
A realistic look at how salary, deposit, location and monthly costs all work together.
Read guide →